California

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Pomona, California CD Rates – 2-Year

You are viewing rates from banks across Pomona





Below are two-year Certificates of Deposit (CD) rates from banks in Pomona, California. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Pomona, CA - August 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.91% → 4.75% → 4.65% → 4.49% → 4.44%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 2.27% → 3.44% → 4.00%

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

3.36%

$1,000

14.92

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Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.05%

$10,000

23.90

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1.01%

$10,000

4.00

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0.80%

$10,000

10.15

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0.75%

$100,000

18.72

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0.75%

$10,000

20.49

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0.70%

$100,000

11.95

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0.70%

$100,000

18.64

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0.65%

$100,000

21.74

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| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

18.03

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0.65%

$10,000

11.00

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0.65%

$100,000

21.17

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0.60%

$100,000

17.29

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0.60%

$10,000

18.64

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0.60%

$10,000

11.95

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0.55%

$2,500

18.64

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0.50%

$10,000

21.69

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0.50%

$10,000

21.74

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0.50%

$5,000

18.72

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0.50%

$10,000

21.17

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Rate History: 2.00% → 0.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

0.45%

$10,000

17.29

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0.45%

$10,000

18.49

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0.45%

$100,000

18.79

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0.40%

$10,000

20.00

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.40%

$10,000

18.79

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0.40%

$100,000

10.73

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0.35%

$100,000

24.91

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0.35%

$10,000

10.73

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0.30%

$10,000

24.91

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0.30%

$10,000

18.72

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0.30%

$10,000

18.03

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0.25%

$10,000

18.77

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$100,000

16.64

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0.25%

$10,000

18.52

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

16.64

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Pomona, CA - August 2, 2025


Branch Street City State
Community Commerce Bank
Claremont Branch
390 West Foothill Boulevard Claremont CA
State Bank of India (California)
Artesia Branch
18191 Pioneer Boulevard Artesia CA
HSBC Bank USA, National Association
San Gabriel Branch
227 West Valley Boulevard San Gabriel CA
Bank of Hope
Bank Of Hope Branch
17127 S. Pioneer Blvd. Artesia CA
Bank of Whittier, National Association
Bank Of Whittier, National Association Branch
15141 East Whittier Boulevard Whittier CA
Habib American Bank
Artesia Branch
18357 Pioneer Boulevard Artesia CA
Zions Bank
Arcadia Branch
1130 South Baldwin Ave Arcadia CA
JPMorgan Chase Bank, National Association
Pasadena Allen Branch
1845 East Washington Boulevard Pasadena CA
American Plus Bank, N.A.
American Plus Bank, N.A. Branch
630 West Duarte Road Arcadia CA
PCB Bank
Cerritos Office Branch
17709 Pioneer Boulevard Artesia CA
California International Bank, N.A.
California International Bank, N.A. Branch
8632 East Valley Boulevard, Suite A Rosemead CA
Balboa Thrift and Loan Association
Claremont Branch
306 Yale Avenue Claremont CA
United Pacific Bank
United Pacific Bank Branch
1630 South Azusa Avenue City Of Industry CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Open Bank
Buena Park Branch
5141 Beach Blvd., Units E & F, Building 2 Buena Park CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Industrial and Commercial Bank of China USA, National Association
San Gabriel Branch
168 West Valley Boulevard San Gabriel CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Commonwealth Business Bank
Fullerton/Buena Park Branch
6041 Beach Blvd. Buena Park CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
SMBC MANUBANK
Brea Branch
100 S. State College Boulevard Brea CA
Hanmi Bank
Cerritos-Artesia Branch
11754 East Artesia Boulevard Artesia CA
Universal Bank
Rosemead Branch
3676 Rosemead Boulevard Rosemead CA
Industrial and Commercial Bank of China USA, National Association
San Gabriel Branch
168 West Valley Boulevard San Gabriel CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Industrial and Commercial Bank of China USA, National Association
San Gabriel Branch
168 West Valley Boulevard San Gabriel CA
Tustin Community Bank
Tustin Community Bank Branch
13891 Newport Avenue, Suites 100 & 130 Tustin CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
CTBC Bank Corp. (USA)
San Gabriel Branch
250 West Valley Boulevard San Gabriel CA
Hanmi Bank
Cerritos-Artesia Branch
11754 East Artesia Boulevard Artesia CA
Citibank, National Association
San Gabriel Branch
532 West Valley Boulevard San Gabriel CA
Universal Bank
Rosemead Branch
3676 Rosemead Boulevard Rosemead CA
Royal Business Bank
San Gabriel Branch
123 East Valley Boulevard Suite 101 San Gabriel CA
Citizens Business Bank
San Gabriel Branch
850 E. Las Tunas Dr San Gabriel CA
HCN Bank
The Bank Of Hemet Branch
3715 Sunnyside Drive Riverside CA
Cathay Bank
San Gabriel Branch
825 East Valley Boulevard San Gabriel CA
GBC International Bank
Westminster Branch
9113 Bolsa Avenue Westminster CA
Citizens Business Bank
San Gabriel Branch
850 E. Las Tunas Dr San Gabriel CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Farmers and Merchants Bank of Long Beach
Town & Country Branch
12535 Seal Beach Boulevard Seal Beach CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Farmers and Merchants Bank of Long Beach
Town & Country Branch
12535 Seal Beach Boulevard Seal Beach CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Bank of Hope
Bank Of Hope Branch
17127 S. Pioneer Blvd. Artesia CA
Asian Pacific National Bank
Asian Pacific National Bank Branch
333 West Valley Boulevard San Gabriel CA
Shinhan Bank America
Buena Park Branch
5450 Beach Boulevard Buena Park CA
Provident Savings Bank, F.S.B.
Magnolia Avenue Branch
487 Magnolia Avenue, Suite 101 Corona CA
First Pacific Bank
Sfs Branch
12070 Telegraph Road Suite 100 Santa Fe Springs CA
Provident Savings Bank, F.S.B.
Magnolia Avenue Branch
487 Magnolia Avenue, Suite 101 Corona CA
First Bank
Alhambra Branch
1211 East Valley Boulevard Alhambra CA
East West Bank
San Marino-East Branch
2090 Huntington Drive San Marino CA
First-Citizens Bank & Trust Company
Corona Messenger Service Branch
1120 El Camino Avenue Corona CA
U.S. Bank National Association
Long Beach Los Coyotes Ralphs Branch
3380 N Los Coyotes Diagonal Long Beach CA
Bank of America, National Association
Colorado-Bonnie Branch
1687 East Colorado Boulevard Pasadena CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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